BCBSNC BLUEADVANTAGE PDF

Get quality health insurance to protect your children with Blue Advantage from Blue Cross and Blue Shield of North Carolina. BCBSNC offers a range of health plans for groups and individuals. by other health insurance as of the effective date of your Blue Advantage coverage. Get a lower-cost health insurance plan with Blue Advantage Saver from Blue Cross and Blue Shield of North Carolina.

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After you meet your deductible, you pay your coinsurance amount. Deductibles, coinsurance, limitations and exclusions apply to this coverage.

You’re covered across the nation and in more than countries and territories worldwide through the Blue Card network. You can choose to purchase maternity or dental coverage with your health care plan. Rates are effective January 1,through December 31, With Blue Advantage Saver you get many of the same features found in a traditional copayment plan but with more flexibility to get just the coverage you need — at a lower monthly premium.

Health Plans

You have the freedom to see out-of-network doctors and can visit a specialist without referral. These services and supplies may be subject to your deductible and coinsurance. Blue Cross and Blue Shield of North Carolina vcbsnc not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Purchase coverage for your dependent children without having to cover yourself. Before your deductible is met, you pay the total cost of your care.

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This plan is eligible for an HSA. Access your policy information, plus health information, tools and resources on your secure member site.

In some cases you may also pay a separate prescription drug deductible first before you can pay copayments. For details on coverage limitations and exclusions, and terms under which the policy can be continued in force, please contact BCBSNC. You pay toward hospital costs until your deductible is met. You pay blueavdantage copayment for prescription drugs. When you receive preventive care out-of-network you may pay more out-of-pocket. Rates vary based on the coverage options you choose and your personal information, including age, number of dependents, county of residence, gender and health history and will be blueaxvantage to underwriting.

Dental Blue is a separate product that provides blueadvantagge coverage and is available at an additional rate. Serving North Carolina residents since Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount.

At a network pharmacy, you pay only a convenient copayment.

Blue Advantage Saver | BCBSNC

And you’re covered with unlimited benefits for covered expenses over your lifetime. A separate pharmacy deductible may apply. For costs and further details about maternity coverage or Dental Blue, including exclusions and reductions or limitations and terms under which the policy may be continued in force, see your agent or write to BCBSNC. Get a Free Quote.

Both medical and pharmacy claims apply to the same deductible. Members who receive covered blueadcantage out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount. Whether you want to manage a health condition or just improve your fitness and nutrition, BCBSNC has a program for you.

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Includes a variety of services important to your good health. Other covered services may be subject to deductible and coinsurance.

Other covered services may be subject to deductible and coinsurance. Some Blue Advantage Saver plans offer limited office visits. All three plans offer comprehensive coverage for preventive care. Pre-existing condition waiting periods may also apply.

Contributions are tax-deductible, withdrawals and interest are tax-free. Maternity coverage is offered through Blue Advantage at an additional cost. You’ll get comprehensive medical coverage at rates that fit your budget. Learn more about our non-discrimination policy and no-cost services available to you.

BCBSNC Compare Blue Advantage to Blue Options HSA

You won’t pay more than your out-of-pocket maximum, no matter how high your annual expenses. Choose from a range of options to suit your budget. You’ll have access to the largest provider network in the state, which means many of North Carolina’s best doctors and hospitals are at your fingertips. After your deductible is met, you pay coinsurance until you reach your total out-of-pocket maximum amount.

The content contained in this site is maintained by NCHealthplans.